Lately, gold and silver has fallen to new lows not seen in recent years. I tried to take advantage of this when I made a 1/2 ounce gold purchase: a proof example of the First Spouse series Dolley Madison. Unfortunately, this purchase was made on APMEX, which I discovered tacks on monster premiums compounded with high shipping costs. With gold spot at $1395, I paid $782.63. My mistake was failing to realize that this particular coin has absolutely no premium value. The current CDN bid with original mint packaging as of this writing is $710 on a gold spot of $1408.60, in effect a value of $5.70 for the mint packaging.
Looking on eBay, I saw more than one completed listing of First Spouse coins with Buy It Now prices of $699.99 with $19.99 shipping. Along with fair prices, these purchases come along with the benefits of using a credit card and potential eBay buying incentives.
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While others may reap the benefits of a small gold recovery, I must live with my mistake until gold reaches $1565.26 once again.