How often do you see dealers selling raw coins ranging from Choice AU to Choice BU, but with no coin graded in between?
When it comes to the most important point ranges in coin grading, there should be little doubt. The thin margin of values between AU-58 to MS-63 is often huge.
Choice BU MS-63 is a critical state for a coin to be positioned. It says very much about a coin and is perhaps the most exploited grade of all. Many, if not most raw coins graded MS-63 are likely overgraded.
Without the introduction of 3rd party grading companies, we would still be in the wild, wild west of flea market coin collecting. One would buy a coin labeled Choice BU when in fact it is a low BU 60-61, or even AU 55 to 58 coin. This still happens, and probably quite often.
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Be tough and skeptical with raw coins graded MS-63. Don’t buy one unless you know what it’s supposed to look like. Obtain a graded example* first, then compare them side by side if and when possible. The narrow range of 5 points between AU-58 to MS-63 can make all the difference between making it or breaking it. It must be done right.
*By a graded example, I mean a coin graded by PCGS or NGC. Use an example from ANACS or IGC only if the former option is not available.